中国工商银行悉尼分行私人银行部致力于为满足澳大利亚批发银行要求的高净值客户提供高效、专属的金融理财服务、财富管理服务以及量身定制的整合服务方案。遴选产品服务体系包括银行审批认可的投资理财产品以及从相关合作机构中精选的投资机会。私人银行部的投资理财专家团队，可根据客户的不同风险偏好、投资预期以及特定要求，为其提供专属的投融资一体化方案，以及便捷的“一站式”跨境金融服务。

　　悉尼分行私人银行部所提供的产品及服务包括：

　　基础银行服务
　　-活期、定期存款业务
　　-见证开户业务
　　-外汇买卖

　　金融理财及财富管理服务
　　-固定收益类产品，包括政府债券
　　-结构性产品
　　-管理基金等

　　投资顾问咨询服务
　　-投资项目信息服务
　　-投资交易支持服务，为客户提供商业机会及谈判渠道，协助客户获得项目的投资机会

Provisions of the Banking Act 1959 for the protection of depositors generally do not apply to foreign ADIs, including INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED. For example, depositors with foreign ADIs do not receive the benefit of the following protections:

　　　o Deposits are not covered by the financial claims scheme and are not guaranteed by the Australian Government.
　　　o Deposits do not receive priority ahead of amounts owed to other creditors. This means that if a foreign ADI were unable to meet its obligations or otherwise is in financial difficulties and ceases to make payments, its depositors in Australia would not receive priority for repayment of their deposits from the foreign ADI’s assets in Australia.
　　　o A foreign ADI is not required to hold assets in Australia to cover its deposit liabilities in Australia.

This means that if the foreign ADI were unable to meet its obligations or otherwise is in financial difficulty and ceases to make payments, it is uncertain whether depositors would be able to access the full amount of their deposit.